Note about Children: Our services are general-audience in nature and are not intended for, marketed to or available to individuals younger than the age of 13, and individuals younger than the age of 13 should not submit personal information to us.
Distribution of Information
We may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; (3) attempting to collect unpaid balances; or, (4) investigating fraud which has already taken place. The information is not provided to these companies for marketing purposes.
Commitment to Data Security
We are committed to keeping your personally identifiable information secure. Only (if applicable) any authorized member(s), contractor(s), other The Student Navigator LLC representatives (who have agreed to keep information secure and confidential), and/or any third party service that was used/given permission to use when entering your information have access to this information.
Privacy Contact information
* By E-Mail: firstname.lastname@example.org
We reserve the right to make changes to this policy. Any changes to this policy will be posted.
- Registration and Other Information You Provide
The Services may collect “Personal Information” (which is information that can be used to identify or contact a specific individual, such as your name and email address), account information (such as a password or other information that helps us confirm that it is you accessing your account) and demographic or other information (such as your school, gender, age or birthdate and zip code and information about your interests and preferences). We will also collect payment information (typically, credit/debit card account information) if you choose to purchase products or services through the Services. Some Services may allow you to use the Service to offer your own products or services for sale. If you use the Services for such purposes or in any other manner that may necessitate payment from The Student Navigator LLC to you, we may collect additional information from you, such as your Social Security Number or taxpayer identification number, as necessary to facilitate payment and to comply with related legal obligations. Any information combined with Personal Information will be treated as Personal Information.
- Your Profile, Community Forums and User Content
You may have the opportunity to create a profile, which consists of information about you, which may include Personal Information, photographs, information about your academic and work history, your interests and activities, your use of the Services and other information (“Profile”). Some of the information in your Profile may be visible to third parties or to everyone, depending on the nature of the information and the privacy settings you choose when you sign in and go to your Account on the website or other Services where you created your Profile. The Student Navigator LLC may also make the information contained in your Profile accessible through means other than The Student Navigator LLC website (such as through an app, social media, etc.). Your Profile may also be indexed by and displayed by internet search providers when someone searches for your name. The Student Navigator LLC does not control how frequently third-party search engines update their indexes; consequently their information may be outdated and still available for a period of time even if you discontinue use of the service.
Note that in order to provide services and opportunities to you, third parties may be able to review certain information in your Profile for some of the Services, whether or not you have limited public access to that information. You may have the opportunity to control whether this information is shared, but some information may be shared automatically — all as disclosed on the website or other Service where you created your Profile. The Student Navigator LLC does not share your contact information (email, full postal address or phone number) with those third parties unless you request, agree to that sharing, and/or used that third party service when entering your information. However, The Student Navigator LLC may send you information and offers from third parties and information about the Services, and you may not be able to opt-out from these messages without closing your account.
The Services may provide you the opportunity to participate and post content publicly in forums, through interactive features and through other communication functionality (“Community Forums”). You may be able to choose, through such features or otherwise, to submit or post reviews, problems, suggestions, ideas, solutions, questions, answers, class notes, course outlines, comments, testimonials, feedback, messages, images, videos, text or other material (“User Content”). Your User Content may also be posted in your Profile. In addition, if you choose to submit User Content for review or instruction by another user as part of a educational lesson, coaching, etc., your User Content may be publicly posted and/or connected to the Profile of that user/instructor/coach/etc., including any Personal Information you included in the applicable User Content. Please think carefully about what you post and before including Personal Information in your User Content. You may edit or remove your Profile information, but you may not be able to remove answers or postings or other uploaded User Content on some Services.
In addition, the Services may allow members to communicate and collaborate with each other, including some Services that allow members to engage in one-on-one communication using a video chat or text chat feature. If you create an account, participate in a Community Forum/platform or choose to communicate with others through the Services, certain information about you may be disclosed in connection with your or others’ use of the Services, including certain information about you and your network (such as your name and profile photo, the number of your connections, and the names and pictures of your connections). Our servers may record and we may retain records of the content of any such user-to-user communications.
- Third Party Services, Social Media Platforms, and Information Third Parties Provide About You
Third parties may provide us with information about you. For example, if you are on a third party web site, and you opt-in to receive information from us, that third party may forward information about you to us so that we may contact you as requested.
You may also choose to participate in a third party application or feature through our Services (such as logging in through a third party or otherwise linking the Services with another web site or interactive service) or on a third party web site or service through which you allow us to collect (or the third party to share) information about you, including personal information. Information about you, including your name and profile photo, may be shown to other users of the Services if you are logged in through the Services or through a third party web site or service. The third party may allow you to remove the application or feature, but we may retain the information previously collected. When you choose to participate, you may be opting to link your activity on our Services with that third party web site or service, which may then collect information about your visits to our Services and may publish that activity as you request to your profile or similar feature with that third party (such as if you choose to share a purchase you made on letsbreaktheodds.com (or affiliate brand(s) platforms) with your connections on the third party website). In some instances, we may require that you participate in the Services through a third party application or feature and, if you choose not to authorize or use the required third party application or feature, you will not be able to use the applicable Service.
We also may supplement the information we collect with outside records from third parties in order to provide you with information, services or goods you have requested, to enhance our ability to serve you, to tailor our content to you and to offer you opportunities to purchase products or services that we believe may be of interest to you. We may combine the information we receive from those other sources with information we collect through the Services.
- Referral Features, Promotions, and Giveaways
Coupons and vouchers are not gift certificates and must be used according to the terms of the voucher or coupon itself or the accompanying materials.
- Information The Student Navigator LLC Collects Automatically When You Access The Services
Like other websites and online services, we and our analytics providers and other third party service providers may automatically collect certain “Usage Information” whenever you access and use the Services, including, without limitation, by viewing information about a program, content, service, etc.
Usage Information may include the browser and operating system you are using, the URL or advertisement that referred you to our Services (if applicable), the search terms you entered into a search engine that lead you to our Services (if applicable), all of the areas within our Services that you visit (including information about any ads you may view), and the time of day you used the Services, among other information. We may use Usage Information for a variety of purposes, including to provide special offers, to serve advertisements, to select appropriate content to display to you, and to enhance or otherwise improve the Services and our products.
HOW WE USE YOUR INFORMATION
Service Providers. If you purchase any products or services, our billing partner will receive billing and financial information (e.g., credit card numbers) necessary to process your charges, including your postal and e-mail addresses, depending on your payment method.
Contests and Promotions. We may offer contests and other promotions (“Promotion”) that may require registration. By participating in a Promotion, you are agreeing to governing terms, conditions or official rules, which may contain specific requirements of you, including allowing third parties involved in the Promotion to use your name, voice, likeness or other indicia of persona in advertising or marketing associated with the Promotion. If you choose to enter a Promotion, Personal Information, such as your name and shipping address, may be disclosed to third parties or the public in connection with the administration of such Promotion, including, without limitation, in connection with winner selection, prize fulfillment, and as required by law or permitted by the Promotion’s official rules, such as on a winners list.
THIRD PARTY AD NETWORKS AND ANALYTICS PROVIDERS
The Student Navigator LLC may use third-party services to serve third party advertisements on and through the Services; to provide us with information regarding traffic on the Services, including the pages viewed and the actions users take when visiting the Services; to serve our advertisements on other web sites, within mobile apps, and elsewhere online; and to provide us with information regarding the use of the Services and the effectiveness of our advertisements. For example, if you click on a The Student Navigator LLC advertisement, our service provider(s) may be able to tell us the advertisement you clicked on and where you were viewing the advertisement; likewise, if you click on an ad you see on our Services, our service provider(s) may be able to tell which page you were visiting on our Services and pass that information to the advertiser. The advertisements you see may be served by one or more third parties, who may use information collected over time about your activities on the Services, and other web sites and services, to provide you targeted advertising based upon your interests.
If you use the Services through a mobile device or mobile application(s), your mobile Device Identifier, your mobile carrier, and your physical (GPS) location may be transmitted to The Student Navigator LLC. You agree that The Student Navigator LLC may store and use that information.
UPDATING YOUR ACCOUNT INFORMATION AND CONTROL OVER THE STUDENT NAVIGATOR LLC EMAILS
You may be able to review the information you provided to us on a Service and make any desired changes to the information, or to the settings for your account on that Service, by logging in to your account for that Service and editing or deleting the information. You also may be able to limit the information you receive from us by adjusting your settings. However, we reserve the right to send you information on our behalf and on behalf of third parties in connection with providing the Services. If you no longer want to receive information from us, you will need to close your account for that Service.
CLOSING YOUR ACCOUNT
If you wish to close your account with one of our Services, please send your request to email@example.com and we will remove your Personal Information and Profile, if applicable, from the active databases for the Service(s) you request. Please let us know which Service(s) you wish to close and send your request using an email account that you have registered with The Student Navigator LLC under your name. You typically will receive a response to a request sent to firstname.lastname@example.org.
THIRD PARTY CONTENT, LINKS TO OTHER SITES, AND THE STUDENT NAVIGATOR LLC CONTENT FOUND OUTSIDE OF THE SERVICES
Certain content provided through the Services may be hosted and served by third parties, which may include third party widgets (such as those that allow you to “like” or “share” content with third party web sites and online services). In addition, the Services may link to third party web sites or content over which The Student Navigator LLC has no control and which are governed by the privacy policies and business practices of those third parties. In addition, third-party partners of The Student Navigator LLC from whom your order through the Services may have different privacy policies which apply to such partner’s use of your information.
Please also note that The Student Navigator LLC content and widgets may be included on web pages and web sites that are not associated with us and over which we have no control. These third parties may independently collect data. The Student Navigator LLC is not responsible for the privacy practices or business practices of any third party.
We display personal testimonials of satisfied customers on our Services and/or other third party platforms (such as social media, etc.). With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at email@example.com.
No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, as in any real-life scenario, we cannot guarantee its absolute security. If you have any questions about security on our Services, you can email us at firstname.lastname@example.org.
CONSENT TO TRANSFER
If you are located outside of the United States, please be aware that The Student Navigator LLC is based in the United States. By using the Services, or providing us with any information, you fully understand and unambiguously consent to this transfer, processing and storage of your information in the United States, a jurisdiction in which the privacy laws may not be as comprehensive as those in the country where you reside and/or are a citizen. If a third party platform used operates outside of the United States, that third party is responsible for managing your information properly and The Student Navigator LLC is not liable for how a third party conducts business and manages information.